Author: ohsuzan
Date: 2011-06-21 14:06
I agree with Jonathan. Our homeowners policy (also with USAA) was more restrictive than Clarion. Clarion covers, for example, shipping your instruments for repair, which our homeowners did not.
That was the situation that prompted us to look into specialty insurance. The cost to insure an instrument in shipping via the shipper is exorbitant (and some shippers will not insure past a preset amount -- say, $100).
Clarion also provides categories for amateur players, as well as professionals who might have to ship their instruments overseas, for example. For our $35,000 menagerie of instruments, it is substantially under $200 a year, with NO DEDUCTIBLE.
Susan
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