Author: lbarton
Date: 2007-09-15 15:49
Whatever you decide in regards to brand, price etc, by all means insure the instument. As long as she plays as an amateur, not being paid for playing, your homeowners policy will cover it with a suitable rider. Then it is covered for almost anything, theft at home or from car or school locker, falling down the stairs during school hallway rush , etc. Its well worth the small added premium for the peace of mind. If the instrument is a complete loss then you have the money to replace it. Get a bill of sale or a fair market value appraisal from store, oboe teacher etc. If its played professionally then you need to go with a company like Clarion .
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