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Re: Insurance?

Author: fskelley
Date: 2014-04-17 07:15

I have a "personal articles floater" policy for all such things. Jewelry, cameras, musical instruments, laptop computers- covers them at home or wherever. In fact, when I sell and ship something (eBay), I make sure not to cancel coverage until it arrives safely and is accepted by new owner. I figure loss in shipment would be as valid a claim as anything else. My only claim was a camera that fell off a tripod and ruined a $400 lens- paid with no issue, and they didn't even want the broken one so I was able to sell for scrap.

Probably this (or something equivalent) is what packrat's talking about. I agree the rates are very reasonable. My biggest problem through the 35 years I've had my policy is keeping the list of items current- especially getting items off the list that we no longer own. For a long time, State Farm's lists would show every item that was ever there, and the date removed- making it pretty tough to follow. Don't know if it's still that way- I learned to make my agent deal with the details.

Stan in Orlando

EWI 4000S with modifications

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