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Paypal $1000.00 Buyer Protection

Author: bwilber
Date: 2006-08-03 13:56

I have been collecting clarinets on Ebay for about a year and most of the time, I don't have a problem with Paypal but a couple of weeks ago I made a stupid mistake in judgment and wanted to tell others to be smarter then I was.

I thought that if a seller was selling through Paypal that I was automatically protected up to $1000.00 and found out the hard way that I was not protected. I sent $365.00 via Paypal to a seller in New York for a Selmer BT clarinet with zero feedback and of course once she received my $365.00 I have not heard back from her or received my clarinet. It took me about 2 days to realize that I had been scammed. I got her phone number and talked to her mother and the mother said she doesn't know how to get in touch with her daughter. I filed a claim with Paypal and they said that if they find in my favor that they would try to recover my money, but there is no guarantee. If I can't get my money back through paypal, then the claim is automatically put through to Ebay and I should still get $175.00 back (they have a $200.00 guanantee less $25.00 fee) but I will still lose almost $200.00. What I learned the hard way is that unless a seller actually qualifies for the guanantee, a buyer or a seller is not guananteed a return of their money. So, now I look for the guanantee under the paypal account. If it doesn't say they qualify for the protection plan, then don't spend over $200.00 (Ebay's protection plan). Hope this helps someone to be smarter than I was.

Bonnie Wilber

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