Author: paul
Date: 1999-10-06 17:24
Counter to the arguement in this thread about retail prices, let me make a plausible reason for quoting the retail price. The only time I'd quote the exhorbitant retail price is for insurance purposes. If you have a good horn and you are an amateur player, you might want to consider getting "all risk" insurance for it. Typical losses such as theft, fire, flood, etc. are covered under this type of policy, obviously. But "all risk" means that even if my dog chews on it, I can get a new horn. Many home insurance companies will write a specific subpolicy for expensive musical instruments for amateur players (my intermediate grade and pro grade clarinets qualified for the special policy). I'm paying a higher insurance rate for the full retail replacement price of my premium pro-grade horn just to make sure I can fetch another one just like it under the worst case retail scenario. In this case, the extra few dollars per year for full retail price and "all risk" insurance coverage is worth it to me.
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