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Klarinet Archive - Posting 000916.txt from 2001/02

From: Daniel Leeson <leeson0@-----.net>
Subj: Re: [kl] Instrument Insurance
Date: Fri, 23 Feb 2001 15:53:11 -0500

Ed is quite correct, but in the event that this restriction applies, the
payment of an additional fee with negate it. Insurance companies will
do anything for an additional payment and I think that they base their
rate structures on the hypothesis that if they include everything at one
price, that is a tactical and strategic error.

It has given rise to jokes such as "My insurance policy only covers me
if I am eaten alive by a buffalo in the Brooklyn Battery Tunnel on an
odd Tuesday of any month."

"Lacy, Edwin" wrote:
>
> > Look up your nearest State Farm Agent.
> > I have coverage for my horns for about $35.00 per year. I
> > have far more coverage than I need.
>
> But, be careful. Some homeowners policies won't cover instruments if they
> are used for professional purposes. In other words, if you earn even one
> dollar from playing your instrument, many insurance companies won't cover
> your instruments.
>
> Ed Lacy
> EL2@-----.edu
>
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--
***************************
** Dan Leeson **
** leeson0@-----.net **
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