Klarinet Archive - Posting 000020.txt from 1999/08

From: "Mark Charette" <charette@-----.org>
Subj: Re: [kl] Instrument Insurance
Date: Mon, 2 Aug 1999 07:33:08 -0400

> On Fri, 30 Jul 1999, Mark Charette wrote:
> > I checked with my insurance companies a while back. Both the State Farm
and
> > Allstate Homeowner policies that I have used cover all instruments used
by
> > my family for replacement value as long as no one in the family can be
> > considered a professional. It covers all my children as long as they are
> > full time.
>
> could you give a hint on how much you have to pay?
> I looked for an insurance (here in Germany) but I would have to pay so
> much that I can buy a new instrument every 8 years.

The insurance provided by those companies is part of my homeowners
insurance - there was no speical rider required, and I pay no extra money.

Mark C.

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